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Protects against any adverse media event that affects consumer trust and brand perception
Any legal or arbitration dispute between employees, customers and contractors
Indirect losses due to acts of God, natural catastrophes, and fires affecting the ability to provide services or commerce
Insures against the cost of professional fees that come along with being audited, reviewed or investigated by government organization
Indirect losses due to failure of a third party vendor whose services are depended on for day-to-day operations
Helps to manage the impact of high deductible policies for businesses covering more than seven exposure units.
Intentional and unintentional acts from employees
Protect income in case of cyber breaches (ransomware, phishing, malware, etc.)
Loss of income resulting from wrongful employment acts including inappropriate employee conduct, discrimination, harassment, and/or retaliation.
Protects against the hazard that a government, foreign or domestic, will take some action that cause the insured to experience an unforeseen financial loss
Covers for losses incurred as a result of a key employee being involved in a serious accident or receiving a critical illness diagnosis
Disruption of manufacturing due to adverse weather, unplanned outages, acts of God, acts of terrorism or civil unrest - foreign or domestic
Businesses who have gaps in professional liability insurance or who are unable to purchase traditional professional liability insurance
The cost of getting a defective product back under the control of manufacturer and merchandiser
Allows business owners to protect themselves against unreliable vendors or faulty subcontractors.
Protects against loss of income due to accidental foodborne Illness breakout and any malicious tampering of food products