Brand Protection

Protects against any adverse media event that affects consumer trust and brand perception

Dispute Resolution

Any legal or arbitration dispute between employees, customers and contractors

Contingent Business Interruption

Indirect losses due to acts of God, natural catastrophes, and fires affecting the ability to provide services or commerce

Audit Assurance

Insures against the cost of professional fees that come along with being audited, reviewed or investigated by government organization

Third-Party Business Interruption

Indirect losses due to failure of a third party vendor whose services are depended on for day-to-day operations

Deductible Reimbursement

Helps to manage the impact of high deductible policies for businesses covering more than seven exposure units.

Data Breach Liability

Intentional and unintentional acts from employees

Data Breach Business Interruption

Protect income in case of cyber breaches (ransomware, phishing, malware, etc.)

Employer Liability Interruption

Loss of income resulting from wrongful employment acts including inappropriate employee conduct, discrimination, harassment, and/or retaliation.

Political Risk

Protects against the hazard that a government, foreign or domestic, will take some action that cause the insured to experience an unforeseen financial loss

Key Employee Accident & Critical Illness

Covers for losses incurred as a result of a key employee being involved in a serious accident or receiving a critical illness diagnosis

Supply Chain Interruption

Disruption of manufacturing due to adverse weather, unplanned outages, acts of God, acts of terrorism or civil unrest - foreign or domestic

Professional Liability

Businesses who have gaps in professional liability insurance or who are unable to purchase traditional professional liability insurance

Recall Assurance

The cost of getting a defective product back under the control of manufacturer and merchandiser

Sub-Contractor Default Liability

Allows business owners to protect themselves against unreliable vendors or faulty subcontractors.

Food Borne Illness

Protects against loss of income due to accidental foodborne Illness breakout and any malicious tampering of food products